Dispute Resolution Guides

Practical articles to help Nigerians resolve disputes faster, smarter, and without the stress of court.

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Loans & Fintech July 20, 2026 Β· 8 min read

Loan App Harassment in Nigeria: How to Stop It and Protect Your Name

Apps messaging your contacts, calling you a fraudster, threatening arrest? Here's what's actually illegal, how to report it to the FCCPC and NDPC, and how to settle the real debt without the abuse.

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Consumer Rights July 19, 2026 Β· 8 min read

Betting Company Won't Pay Your Winnings in Nigeria? What You Can Do

Bet voided, account frozen, withdrawal failing? How to tell a legitimate hold from a stall, who regulates operators, and how to recover winnings you're actually owed.

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Legal Guide July 18, 2026 Β· 9 min read

Breach of Contract in Nigeria: Your Rights and Remedies

Someone broke an agreement with you. What counts as a breach, the remedies you can claim β€” damages, specific performance, termination β€” and how to get a result without years in court.

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Legal Guide July 17, 2026 Β· 8 min read

Defamation in Nigeria: What to Do If Someone Damages Your Name Online

A false post on WhatsApp, X, Facebook, or TikTok can wreck your reputation. What counts as defamation, libel vs slander, and how to force a retraction and apology.

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Debt Recovery July 16, 2026 Β· 8 min read

Cooperative Society Dispute in Nigeria: Recovering Your Savings or Loan

Your cooperative won't release your savings, your dividend vanished, or you're being chased over a loan. How cooperatives are governed and the exact steps to recover your money.

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Property & Real Estate July 15, 2026 Β· 9 min read

Paid for Land but Not Allocated in Nigeria? How to Get Your Plot or Refund

You paid a real estate company in full β€” no allocation, no survey, no documents. Why these deals go wrong and the exact steps to get your land or your money back.

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Landlord & Tenant July 14, 2026 Β· 8 min read

Tenancy Agreement in Nigeria: What to Check Before You Sign

Almost every landlord-tenant dispute traces back to a clause someone didn't read. The five clauses that matter, legitimate fees, and the red flags to negotiate out.

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Legal Costs July 14, 2026 Β· 8 min read

How Much Does It Cost to Go to Court in Nigeria? Lawyer Fees & Cheaper Alternatives

Realistic figures for lawyer retainers, filing fees, and the hidden costs of litigation β€” plus every resolution route ranked by cost.

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Property & Land July 13, 2026 Β· 9 min read

Land Dispute in Nigeria: Omo Onile, Double Sales & Boundary Problems β€” What to Do

Your land was sold twice, omo onile are demanding money again, or a neighbour crossed your survey line. Here's how to protect your land without a 15-year court case.

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Debt Recovery July 12, 2026 Β· 7 min read

How to Write a Demand Letter in Nigeria (Free Sample Template)

The cheapest legal weapon in Nigeria β€” it settles many money disputes on its own, and it's mandatory before the Small Claims Court. Includes a copy-paste template.

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Landlord & Tenant July 11, 2026 Β· 8 min read

Landlord Increased Your Rent in Nigeria? Your Rights and What to Do

Nigerian law does not allow arbitrary rent increases. When you can refuse, how to challenge an unreasonable increase, and how to negotiate a fair outcome.

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Landlord & Tenant July 10, 2026 Β· 8 min read

Quit Notice in Nigeria: How Many Months Notice Your Landlord Must Give

Yearly tenants are entitled to 6 months' notice, monthly tenants 1 month β€” unless your agreement says otherwise. What makes a notice valid, and what to do if you get one.

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Banking & Fintech July 9, 2026 Β· 8 min read

How to Recover Money Sent to the Wrong Account in Nigeria (Step-by-Step)

One wrong digit and your money is in a stranger's account. What to do in the first 24 hours β€” and your options if the recipient refuses to return it.

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Debt Recovery July 8, 2026 Β· 9 min read

Small Claims Court in Nigeria: How to Sue Someone Who Owes You Money

For claims of ₦5 million or less you don't need a lawyer. How the Small Claims Court works, the exact filing steps β€” and when mediation gets you paid faster.

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Landlord & Tenant June 10, 2026 Β· 7 min read

How to Resolve a Landlord and Tenant Dispute in Nigeria Without Going to Court

Rent disputes, wrongful eviction, withheld deposits β€” here's how to get a fair outcome without lawyers or court fees.

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Mediation June 3, 2026 Β· 6 min read

What is Mediation? How Out-of-Court Settlement Works in Nigeria

Mediation is faster and cheaper than court β€” but most Nigerians don't know exactly how it works or if it's legally binding.

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Debt Recovery May 27, 2026 Β· 8 min read

How to Recover a Debt in Nigeria Without Hiring a Lawyer

Someone owes you money and won't pay. Here's a practical step-by-step guide β€” from demand letters to mediation β€” before you go to court.

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Online Vendor & Buyer June 17, 2026 Β· 7 min read

How to Resolve an Online Vendor or Buyer Dispute in Nigeria

Didn't receive your order? Vendor won't issue a refund? Here's exactly what to do β€” from documenting the transaction to formal mediation.

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Employment June 14, 2026 Β· 7 min read

What to Do When Your Employer Owes You Salary in Nigeria

Your employer is withholding salary, benefits, or severance. Here are your rights and step-by-step options β€” from formal demand to mediation.

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Family & Property June 11, 2026 Β· 8 min read

How to Resolve a Family Land or Inheritance Dispute in Nigeria Without Going to Court

Family land disputes can drag on for decades and break apart families. Here's why mediation is the better path β€” and how to start.

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Business Partnership June 18, 2026 Β· 8 min read

How to Resolve a Business Partnership Dispute in Nigeria

Profit disagreements, a partner who stopped contributing, or outright fraud β€” business partner disputes are common and damaging. Here's how to resolve them before they destroy the business.

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Property & Construction June 19, 2026 Β· 7 min read

What to Do When a Contractor Abandons Your Job in Nigeria

Your contractor collected payment and disappeared β€” or stopped work halfway. Here's how to recover your money or force completion without an expensive legal battle.

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Consumer Rights June 20, 2026 Β· 7 min read

How to Get a Refund from a Nigerian Business or Company

A company is refusing to give you your money back. Here are your rights under Nigerian law and the exact steps to force a refund β€” without hiring a lawyer.

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Property & Real Estate June 21, 2026 Β· 8 min read

What to Do When an Estate Agent Takes Your Money in Nigeria

An agent collected your rent, caution fee, or agency fee β€” and disappeared or won't account for it. Here's how to recover your money.

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Road Accident June 22, 2026 Β· 8 min read

How to Get Compensation After a Car Accident in Nigeria

The other driver caused the accident but won't pay for your repairs or medical bills. Here's how to get what you're owed without a court case.

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Banking & Fintech June 23, 2026 Β· 7 min read

What to Do When Your Nigerian Bank Won't Refund a Failed Transfer

Money debited but not received. POS reversal pending for weeks. Here's the exact escalation path to force your bank to resolve it.

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Consumer Rights June 24, 2026 Β· 8 min read

What to Do When a Wedding Vendor Takes Your Money in Nigeria

Your caterer didn't show up. Your photographer disappeared with the deposit. Your decorator delivered half of what was agreed. Here's exactly what to do.

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Freelance & Services June 25, 2026 Β· 8 min read

What to Do When a Client Won't Pay You in Nigeria

You delivered the work. The client is ghosting you, disputing the invoice, or making endless excuses. Here's how Nigerian freelancers recover what they're owed.

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Consumer Rights June 26, 2026 Β· 9 min read

What to Do When a Car Dealer Sells You a Bad Car in Nigeria

Hidden defects, false "accident-free" claims, odometer tampering β€” here's how to hold a Nigerian car dealer accountable and recover your money.

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Fraud & Scams June 27, 2026 Β· 9 min read

I Was Scammed Online in Nigeria β€” What Can I Do?

You sent money and got nothing, or were deceived by a fake seller or fraudster. Here's your step-by-step guide to reporting and maximizing your chance of recovery.

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Insurance June 28, 2026 Β· 8 min read

What to Do When Your Insurance Company Won't Pay Your Claim in Nigeria

Claim denied, underpaid, or stuck in review for months? Here's the escalation path β€” from internal complaint to NAICOM to mediation β€” to get what your policy entitles you to.

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Consumer Rights June 29, 2026 Β· 7 min read

What to Do When a Tailor or Artisan Takes Your Money and Doesn't Deliver in Nigeria

Your tailor disappeared with your Aso-Oke. Your carpenter abandoned the job. Your mechanic charged you for repairs not done. Here's how to recover your money or get the work finished.

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Landlord & Tenant June 30, 2026 Β· 9 min read

How to Legally Remove a Tenant Who Refuses to Leave in Nigeria

You gave proper notice but the tenant won't vacate. Here's the legal process β€” notice periods, court proceedings, and why self-help eviction will backfire.

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Debt Recovery July 1, 2026 Β· 8 min read

What to Do When an Ajo or Esusu Organizer Runs with Your Money in Nigeria

Your ajo coordinator disappeared with contributions or won't pay out your turn. Here's how to hold them accountable β€” including the criminal angle most people don't know about.

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Consumer Rights July 2, 2026 Β· 8 min read

School Fees Dispute in Nigeria: Refunds, Withheld Certificates & Your Rights

Private school won't refund your fees after withdrawal, or university is holding your certificate hostage. Here's what Nigerian law actually says β€” and how to fight back.

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Fraud & Scams June 23, 2026 Β· 9 min read

Crypto & Investment Scam in Nigeria: What to Do After Losing Money

Lost money to a crypto platform, fake forex manager, or Ponzi scheme? Here's an honest guide β€” what recovery actually looks like and what steps actually matter.

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Employment June 24, 2026 Β· 9 min read

Wrongful Termination in Nigeria: What to Do If You Were Unfairly Fired

Fired without proper notice, without cause, or in breach of your contract? Here's what you're entitled to and how to pursue it β€” from demand letters to the National Industrial Court.

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Fraud & Scams June 25, 2026 Β· 8 min read

Travel Agent or Visa Agent Scam in Nigeria: How to Recover Your Money

Your visa consultant collected hundreds of thousands of naira and your passport β€” and then disappeared. Here's how to recover your money and your documents.

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Consumer Rights June 26, 2026 Β· 8 min read

Hire Purchase Dispute in Nigeria: Your Rights When HP Goes Wrong

HP company repossessed your car without a court order, is adding hidden charges, or won't release your documents after full payment. Here's what Nigerian law says.

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